Haven Life Plus is a boon to everyday life. This set of bonus features, offered at no cost as a rider to eligible Haven Term policyholders, can help with common challenges from the here-and-now (getting and staying fit, no-appointment family health services) to the long-term (getting a will).
Just as importantly, these benefits don’t stop when you’re on the go. Indeed, Haven Life Plus becomes even more of a plus at this time of year, when roughly one-third of the country will be traveling.
Here are some of the ways these no-cost services can help this holiday season.
Timeshifter can help you sleep better
Whether you’re switching time zones or simply adjusting to a new routine (and a new bed) while on the road, sleep is often the first thing to suffer. Spend less time tossing or turning with Timeshifter, a mobile app designed to help you fight jet lag. The app can improve your overall sleeping habits and allow you to be the best-rested version of yourself you can be.
Enter both your typical sleep pattern and your destination into the Timeshifter app. It will then create a plan, based on research by sleep scientists at Harvard, NASA and elsewhere, that helps you gradually adjust from your current routine to what you’ll be doing during your trip. For example, it suggests when to go to bed, when to wake up, and even when to avoid caffeine.
The end result is a less jarring transition from point a to point b — a smoother runway that is pretty much the antidote to jet lag. Don’t take our word for it: The app is a favorite among those ultimate travelers, known as astronauts, who use it to ensure they get their beauty sleep while exploring the final frontier.
This app is ordinarily $24.99 per year, but it’s available at no cost for those with Haven Life Plus. (Now that will help you rest easy.)
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MinuteClinic can help you stay healthy
Unfortunately, traveling doesn’t mean you’re getting a vacation from being sick, especially if you have young children. After all, airplanes are basically flying germ labs. (Both times this author’s two children made their first trips to the grandparents’, they came down with ear infections.)
MinuteClinic, located inside a nationwide network of CVS and Target stores, will help you prepare accordingly. First, your family can get flu shots without an appointment. Then, if something befalls you while you’re on the road — from a sprained ankle to those aforementioned ear infections — you can get in for a quick visit, again without an appointment. (MinuteClinic is open every day of the year.)
Not only is MinuteClinic convenient, it’s also more affordable for Haven Life Plus, which provides 15% off any single service.
If your holiday travels include a trip overseas, you can pop into a MinuteClinic four to six weeks before you go to get a consultation, including recommendations on any vaccinations your travel might require. And yep, you guessed it: No appointment is necessary.
Aaptiv can keep the holiday pounds off
Sprinting through an airport terminal like the mom in “Home Alone.” Heroically stuffing your carry-on in the overhead compartment. Finding the strength and agility to carry a suitcase, a backpack, a purse, a car seat, three lovies and (oh, yeah) a toddler onto a cramped airplane. Yes, the holidays ask a lot of your body, and the mobile fitness app Aaptiv can help you get in shape for all the demands of the season.
Keeping a personal trainer in your pocket — actually, multiple personal trainers with Aaptiv — can help you stick to your fitness routine even when you’re out of town. During the holidays, when all those treats can add up to extra pounds, a workout here or there can help you feel like yourself. Oh, and last time we checked, your phone is a whole lot easier to pack than a gym.
This app would normally cost $99 per year, but it’s available at no cost through Haven Life Plus. And as we all know, preserving that hard work you put in at the gym is priceless.
Trust & Will can give you peace of mind
The reality is, travel is inherently dangerous. More than 40,000 people were killed on American roads last year, and more than 1.25 million were seriously injured, according to the National Safety Council. While that risk isn’t an overwhelming one, it still exists. On the off-chance the very worst should happen, it’s important for you to make sure your affairs are in order.
Trust & Will is an online service that will let you create a legally valid will online in roughly 10 minutes. More than half of American adults said they don’t have a will, according to Caring.com. If you’re among that half, Trust & Will will quickly and simply help you correct that. And should something happen to you while you’re traveling for the holidays, this documentation will ensure that your loved ones don’t have to deal with the additional stress of attempting to divine your intentions while mourning your loss.
Creating a will with Trust & Will normally costs $129. With Haven Life Plus, you can create an individual or joint will with a year of unlimited updates at no cost.
LifeSite can protect your holiday moments
Already have a will? Good on you. That document, and other critical information, has a home with LifeSite, a digital vault. And more You can also use LifeSite to store irreplaceable mementos, such as holiday family photos and cards.
The service provides easy, intuitive storage that is encrypted by military-grade security. Think of it as a more modern alternative to storing such documents in a safety deposit box (which, after all, can still be at risk of physical damage to the vault itself).
LifeSite typically costs $80 per year. With Haven Life Plus, you can access a LifeSite Plus subscription for you and up to five family members at no cost.
Haven Life Plus is a gift that keeps on giving
While there’s no bad time to enjoy all that Haven Life Plus has to offer, the holiday travel season is an especially good time to familiarize yourself with these services.
After all, better sleep, a healthier (and fitter) you, and the peace and security that comes from knowing your plans are clearly articulated and safely stored are the kind of gift we’d all be happy to find under the tree.
Louis Wilson is a freelance writer whose work has appeared in a wide array of publications, both online and in print. He often writes about travel, sports, popular culture, men’s fashion and grooming, and more. He lives in Austin, Texas, where he has developed an unbridled passion for breakfast tacos, with his wife and two children. This article is sponsored by Haven Life Insurance Agency. Opinions are his own.
MinuteClinic is a registered trademark of CVS Health Corporation.
Timeshifter is a registered trademark of Timeshifter Inc.
Haven Life Plus is the marketing name for the Plus Rider, a rider to the Haven Term insurance policy that is available to Haven Term policyholders (except in NY, FL, SD, WA and ND). The Plus Rider is included as part of your policy, and offers access to “Plus Benefits”, which are additional products, services and benefits. Although the Plus Rider is not available in California, California residents may still be able to opt in to certain benefits and services available under this rider. Participation in the services and benefits provided are optional.
The Plus rider provides access to additional services and benefits either at a discount or at no charge for certain products and services (“Plus Benefits”). Not all Plus Benefits are available in every state. Plus Benefits are provided by third party vendors (“Partners”). Neither Haven Life nor MassMutual are responsible for the provision of Plus Benefit services or benefits. By activating a Plus Benefit, you are entering into a customer agreement with the Partner. Please review all Partner terms and conditions carefully. Plus Benefits are non-transferable, have no cash value, and are subject to change at any time.
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Real Rate is based on your application and third party data obtained during underwriting.
Haven Term is a Term Life Insurance Policy (DTC 042017 [OK1] and ICC17DTC in certain states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Our Agency license number in California is OK71922 and in Arkansas, 100139527.